Financing

Which Monthly Payment Option is Right for Your Needs?

OPTION # 1: FINANCING

Financing with Affirm, you have payment options of 3, 6, or 12 months, but you can pick your favorite color. After financing has been approved, your chair will be shipped out to you within 2-3 business days! Rates range from 10-30% APR, depending on your credit score.

OPTION # 2: LAYAWAY

With layaway, you have the option of monthly payments without the financing fees or credit requirements. You can take the full 12 months or call us with extra payments at any time and pay it off quicker. Once you pay your balance in full, your favorite color chair ships the next business day!

OPTION # 3: RENT-to-OWN

With Rent-To-Own, or Try Before You Buy you can have monthly installments with your chair, or call us anytime to pay off early. Once you place your initial rental payment, the chair ships the next business day! With this option you do not get to pick the color of your rental, we will ship you the next available color.

Buying with Affirm is So Easy, Pay at your own Pace!

STEP 1 OF 4: Create Affirm Account - Enter Your Contact Information

STEP 1 OF 4: Enter Verification Code

STEP 2 OF 4: Pick a Monthly Payment Plan: 3, 6, or 12 Months

STEP 3 OF 4: Approval within Seconds - Real-Time Loan Decisions

STEP 4 OF 4: Click the "Confirm Loan" Button

(Loan Confirmation Window Closes After 2 Hours, which will Cancel Your Loan Approval & Wheelchair Order)

Frequently Asked Questions

Is Medical Reimbursement available with these payment plans?

No, unfortunately monthly payments are non-reimbursable.

Can I use my Military Discount on Affirm Financing Orders?

No, the 10% Military/First Responder Discount is only available for credit card, check, or cash purchases.

Can I pick the color of my chair with every payment option?

Only the Rental payment option does NOT allow you to pick the color of the chair you want.

Will Affirm affect my credit score?

Creating an Affirm account and seeing in you prequalify will NOT affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you’ve use, and how long you’ve had credit.

Does Affirm charge interest and fees?

Affirm does not charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. You’ll never owe more interest than you agree to on day one-so you always know exactly what you’re getting into.

What does it mean to prequalify?

When you prequalify, you get an estimate of how much you can spend with Affirm. You don’t have to use the full amount, and you’re not on the hook to pay anything back until you actually make a purchase.

Why was I denied financing by Affirm?

The merchant has no information regarding a customer’s financing denial. Affirm strives to offer all credit-worthy applicants financing with Affirm, but isn’t able to offer credit in every case. Affirm will send you an email with more details about its decision. Unfortunately Affirm’s decision is final.

Why was I asked to verify my identity?

If Affirm has difficulty confirming your identity, you may need to provide more information. Affirm uses modern technology to confirm your identity, including verifying your address or full SSN, or requesting a photo of your ID. Affirm takes these steps in some cases to counter fraud and provide the most accurate credit decision they can.

Why was I prompted to enter my income?

Affirm may sometimes need more information about your finances and your ability to repay in order to make a credit decision. Your income gives Affirm additional insight into your ability to repay.

Why was I prompted for my checking account?

Affirm may sometimes need more information about your finances and your ability to repay in order to make a credit decision. If you are prompted to link your checking account and would like to proceed, please provide the login information for your online bank account. Affirm does not store your online login credentials—they are transmitted securely to your bank.

Why was I prompted for a down payment?

Affirm isn’t always able to offer credit for the full amount you request. In these cases, Affirm asks you to make a down payment with a debit card for the remainder of your purchase. The down payment amount can’t be changed and must be made upon confirming your loan and before the loan offer expires.

Why can't customers outside the U.S. use Affirm?

Affirm is available only to shoppers residing in the United States. Affirm hopes to expand its services to customers outside the U.S. in the future.

How do I make my payments?

Before each payment is due, Affirm sends you an email or SMS reminder with the installment amount that is coming due and the due date. You have the option to sign up for autopay, so you don’t risk missing a payment.
Follow these steps to make a payment:
  1. Go to www.affirm.com/account.
  2. Enter your mobile phone number. Affirm sends a personalized security PIN to your phone.
  3. Enter this security PIN into the form on the next page and click Sign in.
  4. After you sign in, a list of your loans appears, with payments that are coming due. Click the loan payment you would like to make.
  5. Make a payment using a debit card or ACH bank transfer.